Developer's DescriptionBy Witkowski-DesignA savings and retirement calculatorSavRetUtil is a savings and Retirement Calculator with two models for calculation: Model-1 Savings: This model calculates a savings based on an initial balance that grows with periodic deposits gaining a Rate of Return over N-years and you can Tax the interest if applicable. Model-2 Savings: This model assumes a growing savings based on your currently salary where your salary increases every year (up to the salary cap) and a certain percentage of your salary is deposited (up to a maximum amount) into your savings account. This savings may or may not have employer matching and the entire savings has a Rate of Return and grows over N-years.